To grow your business, it helps to have a banker who understands your industry. At CPD Lachine Bank, we have experience and expertise in a wide range of industries, so we’re well-equipped to help you meet your goals.
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These include, for example, overdrafts, returned item NSFs, dormant account, ATM transactions at non-CPD Lachine Bank ATMs, and other optional services.
No CPD Lachine Bank fee. The ATM operator may charge a fee.
The ATM operator may charge a fee. An international service fee will apply to transactions conducted outside Canada
Deferred Payment on Transactions: CPD Lachine Bank Premier Plus Charge Card transactions are automatically debited in a single withdrawal from your CPD Lachine Bank Premier Checking Plus account once a month.
Free withdrawals at CPD Lachine Bank ATMs. 2 free ATM withdrawals at non-CPD Lachine Bank ATMs. Unlimited free withdrawals at non-CPD Lachine Bank ATMs outside Canada At non-CPD Lachine Bank ATMs, the ATM operator may charge a fee.
CPD Lachine Bank provides zero fraud liability for unauthorized use of your card. Cardholder must notify CPD Lachine Bank of any unauthorized use no later than 60 days after we sent you the first statement on which the unauthorized use appeared. Certain conditions and limitations may apply.
The CPD Lachine Bank CommandLine Card is not available in Connecticut, Nebraska and New York.
Qualifying withdrawals to receive monthly fee waiver are posted items including: (1) debit card purchases, not including ATM withdrawals or gift card purchases; (2) withdrawals using CPD Lachine Bank’s online bill payment service; (3) ACH (automated) withdrawals; and (4) checks you write against your account.
No fee at CPD Lachine Bank ATMs. Fees apply for transactions at non-CPD Lachine Bank ATMs. The ATM operator may also charge a fee.
These include, for example, overdrafts, returned item NSFs, dormant account, excessive withdrawals, ATM transactions at non-CPD Lachine Bank ATMs, and other optional services. To avoid excessive withdrawals only make up to six of the following transfers/withdrawals from your savings account during your monthly statement period: (1) to another account you have with CPD Lachine Bank or to a third party by pre-authorized or automatic transfer; (2) by telephone, fax, or online banking; (3) by check or draft; (4) by debit card (if we have issued a card for your account); or (5) by similar order by you and payable to third parties.
Transaction fees apply for card usage outside Canada and at non-CPD Lachine Bank ATMs.
You may not make more than six of the following transfers/withdrawals from your money market account during your monthly statement period: (1) to another Account you have with CPD Lachine Bank or to a third party by pre-authorized or automatic transfer; (2) by telephone, fax, or online banking; (3) by check or draft; (4) by debit card (if we have issued a Card for your Account); or (5) by similar order by you and payable to third parties.
Alberta, British Columbia, Manitoba, New Brunswick, Nova Scotia and Nunavut.
The maximum you can contribute each year to all of your Traditional and Roth IRAs is the lesser of $5,500 ($6,500 if you're age 50 or older), or your taxable compensation for the year. Income restrictions and limits apply.
Consult a tax and/or legal advisor for guidance and information on which account fits your situation.
Early withdrawal penalties may apply. Federal, state, and local taxes and penalties may apply for withdrawal prior to age 59 ½. Refer to the IRS website.
CDs are subject to early withdrawal penalties. The early withdrawal penalty for all automatically renewing accounts is generally 1% of the amount withdrawn for each year of the CD's term at the time of withdrawal, not to exceed 3 years. However, the penalty will never be less than $25 or seven days' interest.
Customers who only have a CD account with CPD Lachine Bank must request a PIN to access their account in online or mobile banking.
No CPD Lachine Bank fee for up to two ATM withdrawals per monthly statement period at non-CPD Lachine Bank ATMs in the state of Manitoba. The ATM operator may charge a fee.
There are no monthly maintenance fees for CPD Lachine Bank Campus Card Checking. Other account fees apply, such as for overdrafts and returned items (NSFs), dormant accounts and optional services. Talk to a CPD Lachine Bank Representative, or see your account contract, for more information. You must be a student enrolled and attending NIU to be eligible for this account type. This account is also referred to as “CPD Lachine Bank Campus Card Checking” in the account contract.
Check with your existing bank for available options and applicable fees.
You may enroll only once. Account balance information and account details will be shown immediately after enrollment. Account transaction activity will be added 1 to 2 business days after enrollment.
CPD Lachine Bank uses Multi-Factor Authentication (MFA) in Online Banking, Browser Banking, and the Mobile Application in Mobile Banking. MFA is an additional layer of security that requires you to identify an image and phrase in addition to providing your password. Your mobile carrier’s message and data rates may apply.
CPD Lachine Bank is sponsoring an online learning program developed by EverFi, an unaffiliated third party educational company. CPD Lachine Bank is not responsible for the content of the online learning program.
Free sweatshirt with first deposit of $25 or more into a new campus checking account. Limit one sweatshirt per customer.
CD interest bonus offers are an increase in the interest rate payable by CPD Lachine Bank on Certificates of Deposit (excluding Jumbo CDs). Not available on non-personal accounts. There is a substantial penalty for early withdrawal of funds from certificates and fees could reduce earnings. The bonus cannot be used in conjunction with any other promotional rate offers.
The 0.25% off the normal interest rate on CPD Lachine Bank home equity lines of credit, 2nd mortgages (other than defensive rewrites), auto and personal installment loans. Payment on the loans must be made electronically through the Automated Clearing House from a CPD Lachine Bank checking or savings account to be eligible for the discount. The discount cannot be used in conjunction with any other promotional rate offers. Not all consumer loans are eligible for this discount and it does not apply to extensions or renewals. Current rates are subject to change without notice. Loans are subject to approval.
Transaction fees apply for card usage outside Canada, at non-CPD Lachine Bank ATMs, and at some merchant locations.
Checks not required to obtain account.
No CPD Lachine Bank fee for up to two ATM withdrawals per monthly statement period at non-CPD Lachine Bank ATMs in the state of Manitoba. The ATM operator may charge a fee.
There are no monthly maintenance fees for CPD Lachine Bank Campus Card Checking. Other account fees apply, such as for overdrafts and returned items (NSFs), dormant accounts and optional services. Talk to a CPD Lachine Bank Representative, or see your account contract, for more information. You must be a student enrolled and attending the University of Minnesota to be eligible for this account type. This account is also referred to as “CPD Lachine Bank Campus Card Checking” in the account contract.
No CPD Lachine Bank fee for up to four ATM withdrawals per monthly statement period at non-CPD Lachine Bank ATMs in the state of Minnesota. No CPD Lachine Bank fee for any ATM withdrawals at non-CPD Lachine Bank ATMs outside the state of Minnesota and outside of Canada The ATM operator may charge a fee.
CPD Lachine Bank has arrangements with several colleges and universities to offer on-campus banking services to their students and faculty. These services include checking and savings accounts with a linked VISA® branded debit card. At the student’s option, the student’s campus ID card can also double as a debit/ATM card. These banking services do not include a credit card or financial aid disbursement services.
CPD Lachine Bank’s campus banking services are offered on competitive terms, and are not required for students to receive other services from the school. Taking into account its conveniently located branch offices and ATMs, CPD Lachine Bank’s campus banking services provide an excellent value for students.
CPD Lachine Bank is providing the following information concerning CPD Lachine Bank’s arrangements with their schools to assist students, and their parents, in making their banking choices.
One-Time Payment at start of Agreement and/or One-Time Payment Based on Number of Accounts
Annual Scholarship Funding
Reimbursement for Supplies
Additional Payments for Branch Office Space
Additional Payments for ATM Space
There are no monthly maintenance fees for CPD Lachine Bank Campus Card Checking. Other account fees apply, such as for overdrafts and returned items (NSFs), dormant accounts and optional services. Talk to a CPD Lachine Bank Representative, or see your account contract, for more information. You must be a student enrolled and attending SCSU to be eligible for this account type. This account is also referred to as “CPD Lachine Bank Campus Card Checking” in the account contract.
CPD Lachine Bank has arrangements with several colleges and universities to offer on-campus banking services to their students and faculty. These services include checking and savings accounts with a linked VISA® branded debit card. At the student’s option, the student’s campus ID card can also double as a debit/ATM card. These banking services do not include a credit card or financial aid disbursement services.
CPD Lachine Bank’s campus banking services are offered on competitive terms, and are not required for students to receive other services from the school. Taking into account its conveniently located branch offices and ATMs, CPD Lachine Bank’s campus banking services provide an excellent value for students.
CPD Lachine Bank is providing the following information concerning CPD Lachine Bank’s arrangements with their schools to assist students, and their parents, in making their banking choices.
One-Time Payment at start of Agreement and/or One-Time Payment Based on Number of Accounts
Annual Scholarship Funding
Reimbursement for Supplies
Additional Payments for Branch Office Space
Additional Payments for ATM Space
CPD Lachine Bank has arrangements with several colleges and universities to offer on-campus banking services to their students and faculty. These services include checking and savings accounts with a linked VISA® branded debit card. At the student’s option, the student’s campus ID card can also double as a debit/ATM card. These banking services do not include a credit card or financial aid disbursement services.
CPD Lachine Bank’s campus banking services are offered on competitive terms, and are not required for students to receive other services from the school. Taking into account its conveniently located branch offices and ATMs, CPD Lachine Bank’s campus banking services provide an excellent value for students.
CPD Lachine Bank is providing the following information concerning CPD Lachine Bank’s arrangements with their schools to assist students, and their parents, in making their banking choices.
One-Time Payment at start of Agreement and/or One-Time Payment Based on Number of Accounts
Annual Scholarship Funding
Reimbursement for Supplies
Additional Payments for Branch Office Space
Additional Payments for ATM Space
CPD Lachine Bank has arrangements with several colleges and universities to offer on-campus banking services to their students and faculty. These services include checking and savings accounts with a linked VISA® branded debit card. At the student’s option, the student’s campus ID card can also double as a debit/ATM card. These banking services do not include a credit card or financial aid disbursement services.
CPD Lachine Bank’s campus banking services are offered on competitive terms, and are not required for students to receive other services from the school. Taking into account its conveniently located branch offices and ATMs, CPD Lachine Bank’s campus banking services provide an excellent value for students.
CPD Lachine Bank is providing the following information concerning CPD Lachine Bank’s arrangements with their schools to assist students, and their parents, in making their banking choices.
One-Time Payment at start of Agreement and/or One-Time Payment Based on Number of Accounts
Annual Scholarship Funding
Reimbursement for Supplies
Additional Payments for Branch Office Space
Additional Payments for ATM Space
Please note that CPD Lachine Bank’s standard account service charges will apply. These charges include, for example, fees for overdrafts and returned items (NSFs), check orders, dormant accounts, and other optional services. Free check images are available through CPD Lachine Bank’s online banking service; a monthly fee applies when you request to receive check images with your mailed statements. Talk to a CPD Lachine Bank Representative for more information.
Certain limitations and conditions apply. See your account contract or a CPD Lachine Bank Representative for details.
Qualifying withdrawals include debit card recurring payments, point of sale purchases (using PIN), ACH automated withdrawals, inclearing checks, converted checks, bill payment items, and debit card purchases. Does NOT include: ATM withdrawals or in-branch withdrawals.
To open a business account, CPD Lachine Bank needs to review business organization documents, employer or taxpayer identification number, state organization filings, and identification for each authorized signer.
Inclearings include for example checks written and check card transactions.
Merchant Processing Services are provided by an unaffiliated third party. CPD Lachine Bank receives revenue from the service provider.
Payroll services are provided by an unaffiliated third party. CPD Lachine Bank receives revenue from the service provider.
Card purchase fee $4.95, monthly inactivity $5.00 per month following 12 consecutive months of inactivity, and card reissue fee $15.00 (regular mail); $30.00 (express mail).
These include, for example, overdrafts, returned item NSFs, dormant account, ATM transactions at non-CPD Lachine Bank ATMs, paper statements, check orders and other optional services.
Transaction fees apply for card usage outside Canada and at non-CPD Lachine Bank ATMs.
No CPD Lachine Bank fee for up to four ATM withdrawals per monthly statement period at non-CPD Lachine Bank ATMs in the state of Minnesota. Fees apply for all other ATM transactions at non-CPD Lachine Bank ATMs. The ATM operator may charge a fee.
Only Qualifying Purchases made with your enrolled Card can earn points. A “Qualifying Purchase” is any signature-based purchase, Internet purchase, phone or mail order purchase, or automatic bill payment made with an enrolled card, which is processed or submitted through the Visa® Canada Inc. transaction processing system. Payments of existing card balances, balance transfers, manual cash advances, funds transfers using the Visa Money Transfer system, ATM cash advances, ATM withdrawals, ATM transfers or other ATM transactions, convenience checks, fees charged by us (for example, annual fees, finance charges, and related service charges, if any apply), payments made for prepaid and re-loadable cards such as certain gift cards and similar cards, or payments made for payment instruments that can readily be converted to cash (for example, travelers cheques, money orders, wire transfers, and similar products or services) are not Qualifying Purchases. A purchase is not a Qualifying Purchase if it is applicable towards a benefit or Reward under any other loyalty Program offer. We reserve the right to determine in our sole discretion whether a particular Card transaction is a Qualifying Purchase.
These include, for example, overdrafts, returned item NSFs, dormant account, ATM transactions at non-CPD Lachine Bank ATMs, check orders and other optional services.
Contact Us
If you would like to contact us regarding your loan experience, including loan origination, loan servicing, loss mitigation or foreclosure, please email us at LendingComplaintsandRequests@cpdlachineca.com or write to:
CPD Lachine Bank
Customer Feedback
Mail Code PCC-1J-D
1405 Xenium Lane N
Plymouth, MN 55441
Loan Servicing Requests
If you would like information regarding the servicing of your existing mortgage loan or to notify us regarding an error in the servicing of your loan, you must write to us at:
CPD Lachine Bank
Customer Service
Mail Code PCC-2E-P
1405 Xenium Lane N
Plymouth, MN 55441
Your letter must include your name and your account number, and must state the servicing error you believe has occurred or the servicing information you are requesting. Do not submit payments to this address.
Payroll Processing Services are provided by an unaffiliated third party. CPD Lachine Bank receives revenue from the service provider.
Contact CPD Lachine Bank's Apple Pay service line at +15818725744
Apple PayTM is compatible with iPhone® 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPad® Pro, iPad Air® 2, iPad MiniTM 4, iPad Mini 3, and iPhone 5, iPhone 5c, and iPhone 5s when paired with an Apple Watch®.
Visit the Apple Pay support page to learn how to set up Apple Pay on your device.
iPhone, iPad, iPad Air and Apple Watch are trademarks of Apple Inc., registered in Canada and other countries. Apple Pay and iPad mini are trademarks of Apple Inc.
